Loan Originator at Wintrust in Rosemont, Illinois

Wintrust

๐Ÿ“Œ Rosemont, Illinois
๐Ÿ•‘ January 25, 2021
๐Ÿท๏ธ Other
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Loan Originator

Description

Wintrust Mortgage was founded in 1981 to helpcustomers achieve the American dream of homeownership and has sincesuccessfully navigated the ever-changing real estate market. As a full-service,federally chartered lender with offices located across the country, we'rededicated to providing customers with a wide range of mortgage products andhave the capability to lend in all 50 states. To complement the basicconventional, FHA, and VA loan programs, we are uniquely positioned to meet theneeds of the continually evolving market. Wintrust Mortgage is part ofWintrust, a financial services company with more than $36 billion inassets.

Position Summary

An employee in thisposition procures new mortgage transactions for the bank. The primaryresponsibility is to bring in new loan requests into the bank forprocessing. The Loan Originator is the primary contact for the loanapplicant.

Essential Duties and.

Responsibilities

  • Develops referral relationships with realtors, builders, bankers and other sources in order to proactively solicit new business.
  • Consults with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the client's financial situation in order for formulate a new application and match the applicant with financing solutions.
  • The Loan Originator assists the borrower in determining the proper loan program, completing the loan application and gathering the required supporting documentation to begin the loan process.
  • Conducts preliminary qualification, credit analysis and pre-underwriting review.
  • The Loan Originator maintains the client relationship during the application and closing process.
  • Maintains pipeline management
    - Prepares, discloses, and submits timely and accurate loan files. Continuous tracking of essential dates including compliance requirements, contingency dates, closing dates and lock expirations.
  • Create referral networks, cross sell services or introductions to Wintrust line of business partners for additional opportunities.
  • Qualifications

    Qualifications

  • Minimum two years of mortgage loan origination/sales experience
  • Thorough knowledge of pricing and underwriting requirements of various mortgage products and programs.
  • Knowledge of residential mortgage processing, underwriting and closing procedures.
  • Thorough knowledge of federal lending regulations governing real estate lending, such as Truth-in
    - Lending, RESPA and others.
  • Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008
  • Ability to analyze financial information.
  • Excellent interpersonal and communication skills required.
  • Pleasant and professional demeanor is essential.
  • Work requires sound judgment and diplomacy.
  • Outlook proficiency required.
  • High School Diploma or equivalent
  • Ability to travel
  • Weprovide an engaging, dynamic work environment, an excellent compensationpackage including 401k, employee stock purchase plan, medical/dental, lifeinsurance and more!

    Wintrust Financial.
    Corporation, including community banking and financial services subsidiaries,is an Equal Opportunity Employer. All qualified applicants will receiveconsideration for employment without regard to race, color, religion, nationalorigin, citizenship status, sex, sexual orientation, gender identity andexpressions, genetic information, marital status, age, disability, or status asa covered veteran. We request applicants refrain from disclosing currentor historical compensation information during the recruitment process; any discloseddetail will not be taken into account as applicants are considered foremployment.

    Job

    :Credit / Lending

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    Job Expires: February 24, 2021

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